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Showing posts from September, 2020

How a Seal & Expungement Can Change Your Life

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We've all made mistakes, but some tend to stick to us. Many people who have a misdemeanor or minor criminal infraction can have trouble applying to jobs or making a good impression due to this mistake.   However what most people don't know that with the assistance of an attorney it is possible to get this mark on your record sealed and/or expunged. No matter where you are in Florida, The Tancredo Law Firm can handle this process for you. When a record is sealed & expunged, it can either be hidden from the general public or completely removed depending on the circumstances. To learn if you're applicable for this action, contact our office at (813) 659-3612.  We love helping clients ace job interviews, first dates, and many more of life's hopeful activities without past misunderstandings getting your way. 

The Most Common Bankruptcy Myths

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Bankruptcy is not what you think. Society often categorizes this legal process as something bad, complex, or impossible to recover from. However, all of our clients feel relieved after the process is finished and are quickly off to a financial fresh start. Although bankruptcy isn't something that most individuals want to discuss, it's always better than leaving debts unpaid while struggling to keep up with your monthly expenses.  Here are some of the most common myths when it comes to bankruptcy: 1. Filing for Bankruptcy means that I Failed - NOT True! Our founding fathers recognized the necessity of bankruptcy, which is why it's mentioned in the US constitution.  Additionally, many studies have found that it's often external issues that are out of a consumer's control that puts them in these financial situations.  2. I'll lose everything if I File - NOT True! With state exemptions, many clients are able to keep most of their assets. Our firm in particular wor...

NEWS: Mortgage Relief for those Affected by COVID-19

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Do you have a federally-backed home loan?   The mortgage moratorium has just been extended through the end of this year - December 31st, 2020. The CARES Act applies to homeowners who have federally-backed loans through the following agencies: Fannie Mae or Freddie Mac (there are look-up tools on each of these websites to help you find out if you have a federally-backed loan.) VA  FHA USDA The CARES Act provides two types of relief: right to a forbearance and the foreclosure moratorium . In order to obtain a forbearance, or the temporary suspension of the borrower's duty to make full mortgage payments, you must get the servicer of your loan to agree to this forbearance. You can submit this request if you have directly or indirectly been financially affected by COVID-19. Once you have proven your COVID-related financial hardship, the forbearance must be granted.