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How a Seal & Expungement Can Change Your Life

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We've all made mistakes, but some tend to stick to us. Many people who have a misdemeanor or minor criminal infraction can have trouble applying to jobs or making a good impression due to this mistake.
However what most people don't know that with the assistance of an attorney it is possible to get this mark on your record sealed and/or expunged. No matter where you are in Florida, The Tancredo Law Firm can handle this process for you. When a record is sealed & expunged, it can either be hidden from the general public or completely removed depending on the circumstances. To learn if you're applicable for this action, contact our office at (813) 659-3612. We love helping clients ace job interviews, first dates, and many more of life's hopeful activities without past misunderstandings getting your way.

The Most Common Bankruptcy Myths

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Bankruptcy is not what you think. Society often categorizes this legal process as something bad, complex, or impossible to recover from. However, all of our clients feel relieved after the process is finished and are quickly off to a financial fresh start.
Although bankruptcy isn't something that most individuals want to discuss, it's always better than leaving debts unpaid while struggling to keep up with your monthly expenses. Here are some of the most common myths when it comes to bankruptcy:1. Filing for Bankruptcy means that I Failed - NOT True! Our founding fathers recognized the necessity of bankruptcy, which is why it's mentioned in the US constitution.  Additionally, many studies have found that it's often external issues that are out of a consumer's control that puts them in these financial situations. 2. I'll lose everything if I File- NOT True! With state exemptions, many clients are able to keep most of their assets. Our firm in particular works dil…

NEWS: Mortgage Relief for those Affected by COVID-19

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Do you have a federally-backed home loan?


The mortgage moratorium has just been extended through the end of this year - December 31st, 2020. The CARES Act applies to homeowners who have federally-backed loans through the following agencies:Fannie Mae or Freddie Mac (there are look-up tools on each of these websites to help you find out if you have a federally-backed loan.)VA FHAUSDAThe CARES Act provides two types of relief: right to a forbearance and the foreclosure moratorium. In order to obtain a forbearance, or the temporary suspension of the borrower's duty to make full mortgage payments, you must get the servicer of your loan to agree to this forbearance. You can submit this request if you have directly or indirectly been financially affected by COVID-19. Once you have proven your COVID-related financial hardship, the forbearance must be granted.

Should I File for Bankruptcy - A Fresh Start

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Should I File for Bankruptcy - A Fresh Start
During these unstable financial times, many individuals and families are finding it difficult to keep up with their bills, no matter how frugal they may be. Although bankruptcy may seem ominous to the general public, attorney's know that is often the best way to gain financial freedom. Bankruptcy can help you:● Eliminate the legal obligation to pay most or all of your debts. This is called a “discharge” of debts. It is designed to give you a fresh financial start.● Stop foreclosure on your house or manufactured home and allow you an opportunity to catch up on missed payments. (Bankruptcy does not, however, automatically eliminate mortgages and other liens on your property without payment.)● Prevent repossession of a car or other property.● Stop wage garnishment, debt collection harassment, and similar creditor actions to collect a debt.● Restore or prevent termination of utility service.● Allow you to challenge the claims of creditors wh…

Legal Question? Connect with an Attorney in minutes with a video appointment.

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Legal Question?Connect with an Attorney in minutes.
The Tancredo Law Firm is ready to connect with you.In addition to the traditional in office appointment we offer telephone and video appointments.These appointments allow you to consult with an attorney from the comfort and safety of your home, while you are on a break at work, and from any location.We utilize Zoom, Teams and Google Duo.If you are interested in a video appointment our staff will provide you with a time and date for the conference and will send you a video link a few minutes before your consult.The Zoom and Duo links do not require that you have any special software and you can conduct the consult directly from your smart phone, computer, or tablet.Let us assist you with your legal issues.Set your video consultation now.

Can I keep my vehicle when I file a Chapter 7 Bankruptcy?

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Can I keep my vehicle when I file a Chapter 7 Bankruptcy?Can I keep my vehicle when I file a Chapter 7 Bankruptcy is a very common question asked during an initial consultation for bankruptcy? The answer to that question can be very simply in some instances and very complicated in others. If you plan on keeping the vehicle, it is currently upside down, the interest rate is reasonable and your payment is current most likely you are going to have the vehicle pass through the case and a reaffirmation agreement will be signed and you retain the vehicle and continue to make your payments.A reaffirmation agreement is a separate agreement signed by the Debtor and the lender that essentially says that even though I filed for bankruptcy relief I will continue to be obligated to pay my debt.Some reaffirmation agreements have their own challenges and that will be the topic of a future article but for the most part the vast majority are simply approved by the Court when filed.Another scenario that…

Understanding your financial options during Covid-19

Financial Questions?Stress from Creditors?At this point now more than 4 months into the Covid-19 Pandemic there is hardly an American that has not been affected financially.Many are finding it difficult to pay all of their financial obligations and thousands of our neighbors in Tampa Bay have had unemployment affect their household income.The Harvard School of Business is reporting that the Tampa Bay area has suffered nearly a 12% loss in jobs in the past 4 months[1] and this does not account for decreased pay, furloughed individuals and those people that have had their incomes drastically reduced.Another recent report showed that 32 % of American had between a 50% and 100% loss of income since the inception of Covid-19[2].Financial stress has never been greater.On July 29, 2020 Governor DeSantis issued Executive Order Number 20-180.Nearly all news outlets reported that this Order continued the previous Order that “suspended” or “stayed” foreclosure and evictions actions but a close l…