Anxious Eagle

Should I File for Bankruptcy - A Fresh Start            During these unstable financial times, many individuals and families are finding it difficult to keep up with their bills, no matter how frugal they may be. Although bankruptcy may seem ominous to the general public, attorney's know that is often the best way to gain financial freedom. Bankruptcy can help you: ● Eliminate the legal obligation to pay most or all of your debts. This is called a “discharge” of debts. It is designed to give you a fresh financial start. ● Stop foreclosure on your house or manufactured home and allow you an opportunity to catch up on missed payments. (Bankruptcy does not, however, automatically eliminate mortgages and other liens on your property without payment.) ● Prevent repossession of a car or other property. ● Stop wage garnishment, debt collection harassment, and similar creditor actions to collect a debt. ● Restore or prevent termination of utility service. ...

  Legal Question?   Connect with an Attorney in minutes.                The Tancredo Law Firm is ready to connect with you.   In addition to the traditional in office appointment we offer telephone and video appointments.   These appointments allow you to consult with an attorney from the comfort and safety of your home, while you are on a break at work, and from any location.                  We utilize Zoom, Teams and Google Duo.      If you are interested in a video appointment our staff will provide you with a time and date for the conference and will send you a video link a few minutes before your consult.   The Zoom and Duo links do not require that you have any special software and you can conduct the consult directly from your smart phone, computer, or tablet.                  Let us assist you with your l...

  Can I keep my vehicle when I file a Chapter 7 Bankruptcy?                Can I keep my vehicle when I file a Chapter 7 Bankruptcy is a very common question asked during an initial consultation for bankruptcy? The answer to that question can be very simply in some instances and very complicated in others.                  If you plan on keeping the vehicle, it is currently upside down, the interest rate is reasonable and your payment is current most likely you are going to have the vehicle pass through the case and a reaffirmation agreement will be signed and you retain the vehicle and continue to make your payments.   A reaffirmation agreement is a separate agreement signed by the Debtor and the lender that essentially says that even though I filed for bankruptcy relief I will continue to be obligated to pay my debt.   Some reaffirmation agreements have their own challenges and that...

Financial Questions?   Stress from Creditors?                At this point now more than 4 months into the Covid-19 Pandemic there is hardly an American that has not been affected financially.   Many are finding it difficult to pay all of their financial obligations and thousands of our neighbors in Tampa Bay have had unemployment affect their household income.     The Harvard School of Business is reporting that the Tampa Bay area has suffered nearly a 12% loss in jobs in the past 4 months [1] and this does not account for decreased pay, furloughed individuals and those people that have had their incomes drastically reduced.   Another recent report showed that 32 % of American had between a 50% and 100% loss of income since the inception of Covid-19 [2] .   Financial stress has never been greater.                On July 29, 2020 Governor DeSantis issued Executive Order Num...